Monthly Archives: July 2017

Comparison of Five Pet Health Insurance Plans

It doesn’t matter if you have already decided to purchase health insurance for the family pet or if you are simply. When you are comparing the quote of one health insurance quote to another remember that the base doller amount is not the only number you have to consider. In addition to the monthly payment make sure you also check out exactly what type of veterinary care and treatments are covered (some basic insurance plans do not include cancer treatment), what kind of deductible you, the pet owner, will be expected to pay, is there a yearly cap on medical expenses, and what type of discounts are available.
At the moment there are only a handful of companies that offer pet health insurance. Five of the most popular companies are Pets Best Pet Insurance, Veterinary Pet Insurance, ShelterCare, Pets Health and PetCare.
An insurance plan through Pets Best Pet Insurance will cost approximately $32.00 a month ($384.00 annually). Pets Best will cover pet sterilization provided the pet owner purchases an additional wellness plan. Pets Best does not cover pre-existing medical conditions a pet has so its best to insure them early in life before problems develop. Pets Best has a life time limit of $99,750 dollars per pet. Pets Best health insurance plans come with a $75.00 deductible. Multiple pet discounts are available. Pet’s Best pet health insurance does cover cancer.
Veterinary Pet Insurance is a company that offers pet owner a $14,000 a year cap on an insurance plan that only costs approximately $20.00 dollars a month. Veterinary Pet Insurance offers plans with a $50.00 deductible (after the deductible they pay ninety percent of the bill) on plans that include pet sterilization and cancer coverage. Veterinary Pet Insurance does not accept pre-existing conditions and does not offer multi-pet discounts.
ShelterCare is a pet insurance that cost pet’s owners approximately $29.95. For that $29.95 there is absolutely no deductible and cancer treatments are covered. ShelterCare will not pay for pet sterilization nor will they cover any pre-existing conditions. ShelterCare does not have a benefit cap. ShelterCare offers premium discounts for multi-pet plans, medical service, and micro-chips.
A pet health insurance policy through PetsHealth insurance company will cost the pet owner approximately $37.17 dollars per month. PetsHealth covers 80% of the pets vet bill after the $100.00 doller deductible is paid. PetsHealth has a $13,000 doller cap on each per year. PetHealth does insure pre-existing conditions after ninety days. Multi-pet discounts are available through PetHealth. PetsHealth does offer pet health insurance plans that cover cancer on a case by case basis.
PetCare is a pet health insurance company that estimates the average cost for a policy for a pet is $29.95 a month. This plan includes a fifty doller deductible. While PetCare is happy to cover the cost your pet’s cancer treatments they will not pay for any pre-existing conditions nor will they pay for pet sterilization. PetCare offers discounts for multi-pet plans and medical service.
None of the estimated monthly prices for these insurance companies include any extra insurances riders.
Any one or all of these companies can change their policies between now and the time you purchase a pet health insurance plan.
Remember to read the fine print before you sign up for a pet health insurance plan.
All five of these pet health insurance companies have their own websites where you can go to get up to date pet health insurance quotes.
There are other pet health insurance companies with different prices, discounts, stipulations, and benefit caps if you are not content with the previous five comparisons.

A Colon Detox Can Improve Your Colon Health

A healthy colon is a vital part of a healthy body. The colon, along with the small and large intestines, are a major area where the nutrients in food are absorbed. If the colon is not clean, it cannot fulfill this important task. Not only that, the impacted fecal material that builds up in the colon and intestines releases toxins into the bloodstream. You are in effect getting toxins instead of nutrients – not a very good trade.

Symptoms that a colon detoxification might be in order include tiredness, PMS, headaches, and of course, constipation. There are a variety of ways colon cleansing can be done, including colonic irrigation, enemas, dietary fiber, and laxative herbs. These methods can help, but each has negative points.

Another natural option for colon health is to use an oxygen based colon cleanser. This method uses magnesium oxide that has been treated with oxygen and ozone. This substance will react with the hydrochloric acid in the stomach to release oxygen. The oxygen gets into the bloodstream to nourish all parts of the body, but it does more than that. It also nourishes the favorable bacteria that live in the digestive tract.

Unfavorable bacteria in the digestive tract will give you vomiting, diarrhea, and cramps. Favorable bacteria compete with the unfavorable ones for living space. An oxygen based colon detox will encourage those good microbes, for better all around health. So how exactly does it work?

An oxygen based colon health product creates a chemical reaction that releases oxygen and melts the impacted material in the intestines and colon into gas and liquid. It will make you need to stay close to a bathroom for a day or so while you eliminate the material from your colon, but you will feel much better afterwards.

Look for an oxygen based colon detox product that is available in a capsule form. Make sure it does not include ascorbic acid among the ingredients because ascorbic acid is an antioxidant. An antioxidant will undo the good that could be done by the oxygen. A good ingredient to look for, however, is GE-132. This is the germanium-132, which is good for the health of the immune system. It also facilitates and adds oxygen. It is considered to be a nutrient that is helpful for many ailments.

Cleansing the colon can help with weight loss. Many people who have eaten an average diet for years have accumulated ten to twenty pounds of impacted fecal matter in their colons. An oxygen based colon cleanse will help the body eliminate this material, resulting in a quick loss to jump start your weight loss plan. Follow up the cleanse with reasonable portions of healthy natural food. You should have enough energy after the cleanse to start an exercise program,

Buying Medical Supplies Online Is About More Than Saving Money

There are some people who tend to be more athletic and self-dependent than others, so when they sprain their ankle, twist their wrist or are looking for support for their knees, they often choose not to see a doctor. Instead they find what they need, to treat their injury or to help prevent an even worse injury, from a home medical supply store.

Similarly, there are people who, after seeing a doctor, are told that they need particular medical supplies. Rather than getting the back supports, compression stockings, orthopedic knee or ankle braces, or crutches that they need from a hospital pharmacy at a much higher price, they choose to shop around in order to find a better price on their home medical equipment. Sometimes, they find that they are able to purchase medical equipment and healthcare supplies of a much better quality, at a more affordable price.

It’s not just those who are caring for themselves – with or without doctor’s orders – who look for home healthcare products. Individuals who are caring for an aging relative at home, for example, often order home medical supplies online in order to reduce the overall cost of home care for their loved one.

Home medical supply companies make it possible to quickly find the products that their customers need to find – elbow supports, blood pressure monitors, cane tips, back braces, heating pads, wheelchairs or walkers. In addition, purchasing home medical equipment from an online retailer enables quick home delivery, often providing the consumer significant savings over a traditional healthcare retailer.

Still, purchasing home medical supplies and home healthcare products from an online supplier isn’t just about convenience and saving money. When choosing a healthcare supplier, it’s important to recognize the importance of selecting products that are best for the task at hand.

As with any other kind of shopping, it is often best not to select products based only on the cost of the product. For example, one arm sling may provide only the simplest support, while another may provide protection against scuffing the skin on the back of one’s neck, while providing the necessary support for both the arm and shoulder.

As an additional example, perhaps someone needs compression stockings to improve circulation in their legs and to reduce the pain that can be associated with varicose veins. It’s important to choose the right level of compression needed to treat the patient’s symptoms. Those who have minimal swelling and tired legs need far less compression than those who are recovering from a surgery that was undertaken to medically treat their varicose veins.

Therefore, if one is purchasing compression stockings online, the buyer will first want to determine the level of compression that is needed for the proper treatment of the condition. Then the purchaser will be able to browse different brands and to choose the right length, color or style, with the appropriate amount of compression required to help treat their condition. Jobst stockings and support hose are the #1 recommended brand of medical compression hosiery.

Similarly, those who are in need of back supports will want to turn to a home medical supply company that offers the right equipment, at the right price, designed to appropriately treat the ailment of the customer. If the buyer needs to find lumbar support pillows, maternity back supports, or industrial support belts designed to reduce the risk of injury on the job, it may be best to find the company who supplies products made from the very best materials.

Finding a good supplier for any type of product may take some time, but once a good supplier is found, there is seldom need to shop anywhere else. Rather than choosing a supplier with a limited stock, one should choose a company that offers more of the products that are currently needed or may be needed in the future.

Especially when one is searching for a supplier of home healthcare products and home medical supplies, it is important to seek out a company that offers support to their customers before and after a sale. A common challenge when shopping online is finding a website that is more than just a brochure for products. Many of the best companies have staff on hand to assist their clients in making the right product purchase decisions.

It is true that some product purchases can be made without the assistance of a product consultant, but with medical supplies and medical equipment, one should only consider buying products from companies who offer their customers the support they need to purchase the correct products. Healthcare is definitely not an industry that benefits its customers by taking the human being out of the purchase process. With the right healthcare products company, customers will be able to find medically qualified staff to assist them with their purchase decisions.

Comprehensive Major Medical Insurance covers the increasing hospitalization charges

Comprehensive major medical insurance is an insurance scheme with a low deductible and a maximum coverage limits including inpatient care, outpatient care, x-rays, laboratory tests, and diagnostic office. The comprehensive major medical insurance is designed to soothe the financial crisis caused due to the increasing hospitalization charges. The policy offers a coinsurance provision, which mingles the basic coverage with all the other major medical coverage.

There are several benefits of taking a comprehensive major medical insurance policy. Some of the major benefits include:

High Sum Assured

The comprehensive major medical insurance policy will cover a major portion of the hospitalization charges incurred by the insured. This helps the insured not to worry about his hospitalization charges.

Pre-admission diagnosis expenses

The comprehensive major medical insurance policy covers the fees paid to a medical specialist for laboratory examinations, diagnosis and x-rays. The reimbursement will be paid only if the examinations are conducted on the recommendation of a qualified medical practitioner for the assessment of an injury or illness. The insured will only get the reimbursement if he/she is later hospitalized for treatment.

Outpatient expenses for kidney dialysis treatment or cancer

The policy also provides reimbursement for any outpatient expenses incurred for the insured for kidney dialysis or cancer treatment (chemotherapy and radiotherapy).

None Social Medical System reimbursement

Some insurance companies provide reimbursement of more than 75% of the expenses incurred. This includes those medicinal drugs which are out of the coverage of Social Medical System.

Ambulance fees

The comprehensive major medical insurance also covers the expenses incurred for an insured for his/her local ambulance transportation due to illness.

No claim bonus

Most of the insurance companies offer a no-claim bonus. That is, if the insured does not make any claims during a year, his annual payment limit will be increase by 6% in the next renewal year.

Nowadays there are several insurance providers offering online comprehensive major medical insurance policy. This is considered as an added advantage for those looking for comprehensive major medical insurance. This helps the customers to access online insurance quotes to know more about the premium and coverage plans offered by different insurance companies so that he can easily find out the most affordable package for his needs.

There are lots of insurance companies offering comprehensive major medical insurance. So it is the risk of the customer to select an ideal one which suits him the best. Various comprehensive major medical insurance follows different schemes and hence the payable amount varies a lot. Hence before sticking into any policy it is better from your part to select those insurance providers who offer a maximum benefit ceiling. After all there is no point in having a comprehensive major medical expense insurance that leaves unnecessary burden on the customer. It is all about thinking rationally, the thought process backed by sound research and market study, and using your discerning ability to maximum use.

Consolidate Bills – An Answer To Unexpected Medical Bills

If you are suddenly hit by unexpected medical expenses, the answer may be to consolidate bills. Many people are paying far too much of their income every month on credit debt. If they consolidate bills, they can either free up some of their income to meet ongoing monthly medical expenses or they can increase their borrowing to cover major hospital and other costs while keeping their repayments the same.

There are a number of ways you can consolidate bills. If you are a homeowner, a home equity loan is probably the least expensive way to reduce your monthly credit payments. However, there is always a risk in tying your home to any debt. If you cannot meet the repayments of the second loan you can lose your home. Chances are, though, that even if the payments decrease or remain the same, you will maintain your current status quo.

However, if the medical expenses are likely to be staggered, a homeowner may well be advised to choose a home equity line of credit to consolidate bills. The advantage of this loan is that the loan isn’t paid out in one payment, whether you need it or not. It is conducted much like a checking account. You only access the account when you need to make a payment. This way, interest is not charged on money that is just sitting in your account. You only begin to pay interest once you withdraw the money.

A personal loan is probably the most common way to consolidate bills. Personal loan interest rates are usually lower than credit card interest rates and so the monthly payments are usually lower. The advantage of using a personal loan to consolidate bills is that there is a definite loan term that means at the end of that term, you will have paid off the original debt. However, they may not be flexible enough to meet your needs in the face of a medical emergency.

An often overlooked strategy to consolidate debt is to transfer all balances to a low rate credit card. Generally speaking, people consolidate bills to get out of credit card debt, not replace it. However, low rate credit cards can reduce monthly payments and provide flexibility in terms of credit limit to cover ongoing medical expenses. It is important to read the terms and conditions very carefully when agreeing to a credit card. Be aware of penalties for late payments and possible interest rate increases. The risk of choosing this method to consolidate debt is that you can easily increase your credit card debt, leaving you in a worse situation than before.

So if you are suddenly confronted by unexpected medical bills and are tearing your hair out in worry, take a step back. You may be able to consolidate bills and give yourself much needed breathing space. If you consolidate debt, you will be able to free up income or increase borrowing power to get you through difficult times.

A Word About Child Medical Insurance

We love our children. From the moment we realize they are making their way into this world, we begin making plans for them. We want the best of everything for them, from homes and communities to schools and activities. We strive to raise them in safe, healthy, nurturing environments in hopes that they will grow into and remain safe, healthy, nurturing adults throughout their lives.

Child medical insurance must be included in our plans for our children. Children are constantly growing and exploring. They are active little people who spend a lot of time running, tumbling, playing sports, and creating potentially dangerous little games of their own. Plus, classrooms full of children are perfect breeding grounds during the cold and flu season. If your daughter’s best friend has a cold, you can safely bet that your daughter will have the sniffles within a few days, too. Inevitably our children will get sick, hurt, need medicine or x-rays once in a while or even more often!

The health and safety of our children is our most important goal. Unfortunately, sometimes we find ourselves in situations when our jobs don’t offer medical insurance. It is easier to tell ourselves “not right now” when it comes to treating a medical problem, but it is not that easy to tell our children “not right now” when they are running a dangerously high fever and ask us to help them feel better.

If you do not have medical insurance covered by your place of employment, or you are covered by medical insurance you purchase yourself, you need to stop and think about the medical insurance of your child. If you are not covered, or can not afford medical insurance for yourself or your child, there are agencies out there that will help you. You can find affordable, and sometimes even free, child medical insurance that will cover dental, vision, and health costs for your child.

Chicago Bears Medical Scrubs Show More Than Team Spirit

With the recent appearance at the Superbowl by the Chicago Bears, team spirit has risen drastically. More and more people are choosing to display that team spirit with casual and career apparel sporting the team logo. Chicago Bear medical scrubs were, of course, a natural choice for those in the medical field.

Chicago Bears medical scrubs are a popular method of showing team spirit, but there are many reasons why wearing Chicago Bears medical scrubs is a popular choice. You can also get any NFL team Medical Scrubs. Chief among those companies that make Team scrubs is Cherokee.

As a medical professional putting a patient at ease is a vital task. Often, the patient will enter the medical facility filled with apprehension, and any medical professional will relay the importance of putting the patient at ease.

With the help of Chicago Bears medical scrubs, patients will find common ground with the medical professional. Whether the patient is a Chicago Bears supporter or find Chicago Bears to be a worthy adversary, the patient will find a commonality with the medical staff sporting attractive and decorative Chicago Bears medical scrubs.

Of course, putting the patient at ease is just the beginning.

Wearing Chicago Bears medical scrubs can be a great theme for the medical office wanting to have a little bit of fun while in the workplace. This makes the workplace a little more relaxed and entertaining while keeping the professional atmosphere necessary for the medical community.

When you wear Chicago Bears medical scrubs, you will find that the rewards go further than expected. For instance, wearing Chicago Bears medical scrubs gives the medical staff a personality. While professionalism is always a necessity, you will be a person to the patient and the patient’s family.

Finding Chicago Bears medical scrubs is nice, but you have to insure the seller is an authorized dealer of the logo for legality purposes. Finding that reliable, trustworthy dealer is not only helpful, but when you use an authorized dealer, you are staying legal and supporting that particular team.

Do you enjoy watching the Chicago Bears? Maybe you enjoy watching your favorite team squash their team. No matter what form of fan you are when it comes to the Chicago Bears, Chicago Bears medical scrubs gives you many benefits both for you and your patient.

Why purchase from an authorized dealer?

Purchasing from an authorized dealer does keep you legal, but there are other reasons to insure the Chicago Bears medical scrubs you purchase are indeed the genuine article. For instance, authentic Chicago Bears medical scrubs will be of high quality material and have a design specifically made to withstand the trials of the workplace environment. When you purchase the “real deal”, you are insuring you get the most for your money, and you are supporting your favorite, or not-so-favorite, team.

The Chicago Bears is just one favorite team in the NFL, and this year has promised an interesting compilation of favorite teams of the past mingled with favorites of the future. With a simple display of team spirit, you are showing your individuality while putting your patient and the patient’s family more at ease. Nothing could be easier or more fun.

Breaking Into The Healthcare Industry, The Quick And Affordable Way

Healthcare is a rapidly growing specialized field. There are numerous opportunities within this field including professional medical staff and administrative staff. The administrative staff deals with the business and financial end of physician groups, hospitals and insurance entities. Obtaining a healthcare administration online degree will give you a step up in advancing your career in this field.

Many adults who already have a hob in the healthcare industry are unable to take the time to devote to obtaining a higher degree without sacrificing time already accounted for in their jobs. However, in order to progress within their chosen field, a higher degree is often a requirement. A healthcare administration online degree is an ideal solution for this. It will allow adults to continue their education yet not sacrifice existing obligations.

A healthcare administration online degree will allow the student to immediately put into practice knowledge learned. This can help improve processes and efficiency in the workplace with your existing duties and give you an edge on the competition for advancement. A healthcare administration online degree will give all the necessary education to effectively function in that field. It will give valuable understanding of finance, organization, human resources, writing and public speaking. All the knowledge needed to work within this area is accessible via a healthcare administration online degree.

A healthcare administration online degree is available in an associates, bachelors, masters and doctorate. An associates degree will take less time to accomplish and can easily get you on the track to a career with basic knowledge. This is an ideal degree for administrative assistants, claims processors or accounting assistants in this industry. A bachelor’s degree is necessary for any type of managerial or supervisory position. Most executive level positions in health care require a post graduate degree with either a masters or doctorate degree.

The time and effort needed to complete a healthcare administration online degree varies depending on the type of degree. You should not only check requirements with the potential school where you will be learning but also check local job requirements. Many jobs will require a residency where you will receive on the job training while earning your degree in a variety of departments within the healthcare industry.

In order to obtain a healthcare administration online degree there are also some technical requirements that are necessary. Each student must have access to a computer and have an Internet connection. This will allow you to turn in and receive assignments, view course work and participate in discussions. Particular software programs may also be required such as document viewers, chat programs or word processing programs. There may be in person attendance requirements for post graduate degrees.

A healthcare administration online degree is a great way to further a career and your education. Healthcare is a rapidly growing field and the demand for qualified employees is increasing. A healthcare administration online degree will provide the convenience of learning at your own pace and at your own schedule and give you valuable experience in a highly lucrative field.

Booming Business: Earning A Health Care Degree Online

Many people question the possibility of earning a health care degree online. There is a stigma that exists around earning this type of degree online instead of being in a physical lab to do the work. Many people believe that health care is a hands on job that requires on the spot training, and cannot be obtained online. This is anything but true, as the boomer generation increasingly becomes more interested and in need of quality health care. The fact is that there are more health care jobs available today than there are people to fill them. The massive boomer population is getting to the age of retirement when their medical needs will surely increase. The already understaffed health care field will become even more in need of health care professionals. Earning a health care degree online is a great idea for anyone who is looking for a rewarding career. The benefits aren’t just monetary; they’re also rewarding in the fact that you are free to work while earning your degree, and can do it on your own time schedule.

Most people imagine health care degree online programs as being directly associated with becoming a doctor, or nurse; however there are many new health care fields that are also becoming popular. There is a high demand for those that have certification in medical transcription and medical assisting. Both careers have what seems to be an insatiable staffing demand by the health care industry. Those that earn a degree with a specialty in medical transcription will most likely be able to work from home typing up doctors notes and case files. This is something that has even been outsourced to other countries recently because there is not enough graduates to fill the need. With a health care degree in medical transcription one can also assume responsibilities in a hospital or doctor’s office helping health care professionals with their day-to-day duties. This is a great way to gain valuable experience, and make a difference in other people’s lives.

Concentrating on earning a health care degree online is all it takes to get the process going towards achieving a better career. This is such a certainty that many schools have career services offices with lists of employers that have an immediate need for qualified health care graduates. This is what makes you the most valuable commodity of them all; by allowing yourself to obtain a degree that makes you extremely attractive to those that are looking for health care related staff.

Another wonderful aspect of the health care degree online degree programs is that they offer an opportunity for those that have full time jobs to earn a degree on their own time. This means that you will not be forced to take a drop in your pay by having to take time off to study. You can maintain your current income while earning a degree online. Many students that spend time away from school, and return to continue their education find the most difficult task is to sacrifice their base income and subsequent lifestyle. Online programs allow you to continue working while achieving your degree.

A Medical Transcriptionist Career Could Be Just What The Doctor Ordered

A Medical Transcriptionists career could pay off well for those seeking to update their career training. As thousands of jobs are being outsourced and sent overseas in every sector, for those fortunate enough to be within the employment ranks as medical transcriptionists, this sector is projected to grow faster than average for all jobs through 2013. Demand for medical transcription services will be fueled by a growing and aging population. Older age groups receive more medical tests, treatments, and procedures that require documentation. A high level of demand for transcription services also will be sustained by the continued need for electronic documentation that can easily be shared among providers, third-party payers, regulators, consumers, and health information systems.

Growing numbers of medical transcriptionists will be needed to and identify discrepancies in medical reports, amend patients’ records, and edit documents from speech recognition systems . An increasing demand for standardized records should result in rapid employment growth in physicians’ offices, especially in large group practices. Medical transcriptionists held strong employment representation with about 105,000 jobs in 2004. About 4 out of 10 worked in hospitals and another 3 out of 10 worked in offices of physicians. Others worked for business support services; medical and diagnostic laboratories; outpatient care centers; and offices of physical, occupational and speech therapists, and audiologists.Compensation methods for medical transcriptionists vary. Some are paid based on the number of hours they work or on the number of lines they transcribe. The higher earners can forseeably expect more than $20 an hour.

Work conditions that some would envy are what many Medical Transcriptionist encounter. Professional transcriptionist can look forward to working in comfortable settings such as hospitals, physicians’ offices, transcription service offices, clinics, laboratories, medical libraries, government medical facilities, or their own homes. Many medical transcriptionists telecommute from home-based offices as employees or subcontractors for hospitals and transcription services or as self-employed, independent contractors.

Many medical transcriptionists work a standard 40-hour week. Self-employed medical transcriptionists are more likely to work irregular hours—including part time, evenings, weekends, or on call at any time. The future of medical transcriptionist jobs appear to be healthy and bright and shows no sign up declining anytime in the foreseeable future.